A collision happens in seconds. The other driver speeds away before you can process what occurred. You may be left beside a damaged vehicle, unsure what to do next.
Georgia law requires drivers involved in certain crashes to stop and provide information or assistance. Leaving the scene can carry criminal penalties. For people injured in a hit-and-run, the immediate priority is safety, reporting the crash and documenting what happened.
Protect yourself at the scene
Your safety comes first. Move to a secure spot away from traffic if you can do so safely. Check yourself and any passengers for injuries and seek emergency medical care when needed.
Write down everything you remember about the fleeing vehicle. Note its make, model, color, direction of travel and any visible damage. Record any part of the license plate you remember. Take photos of your vehicle, the surrounding area and any debris, if it is safe to do so.
Report the incident right away
Call 911 if anyone may be injured or there is an immediate safety concern. Otherwise, contact local law enforcement promptly to report the crash. A police report can document the incident and help investigators identify witnesses or locate camera footage.
Georgia law requires drivers to report certain crashes, including those involving injury, death or apparent property damage of $500 or more. Reporting the hit-and-run promptly can also help preserve information relevant to an insurance claim.
Review your insurance options
Uninsured motorist coverage may help if the driver cannot be identified or located, but coverage depends on your policy and Georgia law. Claims involving an unidentified driver may have specific evidence requirements. Collision coverage may also help pay for damage to your vehicle, depending on your policy.
Contact your insurer promptly and ask what coverage applies. Keep the police report number, photographs, medical records, repair estimates and other relevant documents. Follow your policy’s notice and cooperation requirements.
Understand your legal options
A hit-and-run can create challenges when you seek compensation for injuries or vehicle damage. The available options depend on the evidence, the insurance policies involved and the circumstances of the crash.
Keep records of your injuries, expenses and communications with insurers. If you have questions about coverage or responsibility for your losses, a lawyer who handles motor vehicle injury claims can help explain the options available under Georgia law.